I overslept again this morning. I do not really know why. I was in bed at a reasonable hour. It was later than I originally planned, but I stayed up to watch the Iowa Caucus. I just do not remember hearing my alarm. It is time to switch the tone and go to bed earlier.

Today is the first paycheck of the new year, so it is time to implement good budgeting. I am going to work on budgeting each paycheck first so I can get a good handle on my finances. After I have that dialed in, I can move to monthly/yearly budgeting. I will incorporate that into my weekly review, that I am also going to start implementing today.