The circle of life

When a boy reaches a certain age, usually around 13, the only reason he gets out of bed is because when he wakes up, he turns and there is no girl there beside him. So, he gets out of bed and either goes to football practice, band practice or a job in order to impress a girl and hopefully get her back into his bed. This chase goes on for many years, with the boy waking up and leaving his bed so that he can lure some girl back there. At some point, he catches one and she does indeed sleep in his bed. Hopefully at this point it is a different bed, not the same one in his parent's house. When he finds this girl, they spend many days in the bed. But, at some point he realizes that he must again get out of the bed and do things to keep her in that bed when he wakes up, so he works harder, saves some money, and does some planning. That is the cycle of life, men only get out of bed in the morning so that they can get a girl in there when the wake up. So it goes for me. I have reevaluated my life insurance situation. I currently pay approximately $40/month for life insurance to protect the lifestyle of my wife and daughter. After some re-evaluation, I have decided that I need more, so I am working with my insurance agent to get a new policy. For a preferred rate, it will cost me $90/month. For the super-preferred rate, it will be $75/month. I did not qualify for the super-preferred rate last time. I am not sure why, but it could be combination of early death of my father and grandmother and the fact that my BMI is border-line overweight. I am going to see what I can do to qualify for the super-preferred rate. Next week I am going on a kashi-broccoli diet. I'll keep you all posted.